RACV Insurance - Interesting question asked

[Spinner77]

Wife just had a minor bingle on the way to work. A young plumber in his boss's van ran into her side mirror - he had loaded the vehicle so that he could only use his side mirror to see, and had veered into her lane. A bit shaken, but she is fine.

Arriving at work, she went straight into the RACV insurance website, in case she had to make a claim (by the sound of it, I doubt it will be necessary). But what she found in the electronic claims form was interesting.

There is a question whether she had consumed any alcohol in the last 24 hours. 'Yes' or 'No'. No space for comment. So if she had a glass of wine with dinner last night, she would have to answer 'yes', to comply with the contract - even though the blood alcohol level would be zero.

RACV's question must have a purpose. Otherwise it would not be there. It must be some kind of factor in assessing the claim. Anyone here know how it is used?

Or is this a new instance of Victoria's fabled wowserism? This is after all, the Australian home of the dry, pub-free suburb!